Traditional Ira Income Limits 2025 Calculator. 2025 traditional ira contribution limits. As a couple, you can contribute a combined total of $14,000 (if you're both under 50) or $16,000 (if you're both 50 or older) to a traditional ira for 2025.

$6,500 or $7,500 if you are 50 years or older. $6,500 (for 2023) and $7,000 (for 2025) if you’re under age 50.